Thank you for visiting FX Initiative, LLC's Web sites, www.FXInitiative.com and www.FXCPE.com (the “Site"). FX Initiative, LLC is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Site and governs data collection and usage. By using the FX Initiative, LLC website, you represent that you have thoroughly read, understand and agree to all terms and conditions stated herein and the terms and conditions set forth in the Terms of Use incorporated herein by reference. By continuing browsing the Site you agree with our privacy statement, terms of use, and use of cookies. You are not authorized to continue browsing the Site if you do not agree with our privacy statement, terms of use, and use of cookies.
Note: The privacy practices set forth in this Privacy Policy are for the Site only and we are not responsible for the privacy, hiring practices, or the content of other web sites. If this Site contains links to other Web sites and you, the user, elect to link to such other Web sites, please review the privacy policies posted on those Web sites.
Collection of your Personal Information
FX Initiative, LLC's mission is to make complex foreign currency matters simple and manageable by providing technology to understand, assess, and implement corporate FX best practices. FX Initiative, LLC's users voluntarily provide information which FX Initiative, LLC uses to further its mission and provide the best possible services to its users. Some of the information collected may be personally identifiable, such as your e-mail address, name, home or work address or telephone number. FX Initiative, LLC also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites. Should you have any concerns related to providing information to us or having such information presented on the Site, please do not use the Site. Please note that, should you choose not to provide us with certain identifying information, you may be unable to use certain features of the Site. FX Initiative, LLC does not claim ownership of the materials you provide to FX Initiative, LLC (including feedback and suggestions) or post, upload, input or submit to any FX Initiative, LLC Web Site or its associated services (collectively "Submissions"). Pursuant to this Privacy Policy and the Terms of Use and subject to any exclusions stated herein, you are granting FX Initiative, LLC, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
There is also information about your computer hardware and software that is automatically transmitted by your browser and collected by FX Initiative, LLC. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by FX Initiative, LLC for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through FX Initiative, LLC public message boards, this information may be collected and used by others. Note: FX Initiative, LLC does not read any of your private online communications.
Additionally, please be aware that we may allow third-parties to advertise on our Site and these companies may use tracking technologies to collect information about any users who interact with their advertisements which allows them to further deliver and measure the effectiveness of targeted advertisements. We do not provide personal information to third parties. FX Initiative, LLC encourages you to review the privacy statements of Web sites you choose to link to from FX Initiative, LLC so that you can understand how those Web sites collect, use and share your information. FX Initiative, LLC is not responsible for the privacy statements or other content on Web sites outside of the FX Initiative, LLC and FX Initiative, LLC family of Web sites.
Use of your Personal Information
FX Initiative, LLC thrives to improve and personalize the experience of each of its users. FX Initiative, LLC collects and uses your personal information to operate the Site and best deliver the services you have requested. FX Initiative, LLC also uses your personally identifiable information to inform you of other products or services available from FX Initiative, LLC and its affiliates. FX Initiative, LLC may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
FX Initiative, LLC does not sell, rent or lease its customer lists to third parties. FX Initiative, LLC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, FX Initiative, LLC may share data with trusted business and service partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to FX Initiative, LLC, and they are required to maintain the confidentiality of your information.
FX Initiative, LLC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
FX Initiative, LLC keeps track of the Web sites and pages our customers visit within FX Initiative, LLC, in order to determine what FX Initiative, LLC services are the most popular. This data is used to deliver customized content and advertising within FX Initiative, LLC to customers whose behavior indicates that they are interested in a particular subject area.
FX Initiative, LLC will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on FX Initiative, LLC or the site; (b) protect and defend the rights or property of FX Initiative, LLC; (c) act under exigent circumstances to protect the personal safety of users of FX Initiative, LLC, or the public; and (d) in the event of a significant corporate transaction which may include, but is not limited to, a sale, merger, or consolidation of our business.
In any situation, we reserve the right to raise or waive any legal objection or right available to us.
Use of Cookies
The Site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize FX Initiative, LLC pages, or register with the FX Initiative, LLC Site or services, a cookie helps FX Initiative, LLC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the Site, the information you previously provided can be retrieved, so you can easily use the FX Initiative, LLC features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the FX Initiative, LLC services or Site you visit.
Security of your Personal Information
FX Initiative, LLC secures your personal information from unauthorized access, use or disclosure. FX Initiative, LLC secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Your Choices Regarding Collection and Use of Your Information
You, as a user, have the following choices regarding information provided to the Site:
Changing Account Information: Upon the creation of your account, your personal settings will be automatically set to a default position which you have the ability to change at any time. You may review and change any personal information provided to us or any of your personal account settings at any time by logging in to your FX Initiative, LLC account.
Closing Your Account: You may close your FX Initiative, LLC account at any time. Upon the removal of your account, we will remove all personal information from public view on the Site. While we have no obligation to retain any of your information, we may do so for legitimate business purposes. Any interactions you have had with other users, such as publishing reviews or communicating with users, may be retained by that user and/or may remain on the publicly viewable database. We expressly disclaim any liability arising from the retention and/or deletion of information. We do not control the procedures of third parties and thus are not responsible for any information remaining in the public domain after removal from the Site.
Information Retention Policy
We retain information provided by our users for an indefinite amount of time and by providing information to us, you consent to such retention. We will delete information from our databases as required by law (ex. Children's Online Privacy Protection Act). If you send us a written request to delete any of your account information, we will respond to such request and comply as we deem appropriate, in our sole discretion. Please submit such requests to support@fxinitiative.com. By using the Site, you hereby represent and warrant that you understand and agree that all information submitted by you to the Site becomes FX Initiative, LLC's property and will be used in accordance with this Privacy Policy and the Terms of Use in the sole discretion of FX Initiative, LLC.
Children’s Privacy
Our Site is restricted to individuals thirteen (13) years of age and older and we do not knowingly collect personal information from children under the age of thirteen (13). If we are informed that a user is under the age of thirteen (13), we will immediately close that user's account. Should you have knowledge that a FX Initiative, LLC user is under the age of thirteen (13), it is your duty to inform us immediately.
Visiting the Site from Outside the United States
This Privacy Policy is intended to cover the collection of information on the Site from United States residents only. If you are visiting the Site from outside the United States, please know that by using the Site, you understand and agree that your information may be moved to, accumulated and processed in the United States where our servers are located and our central database is operated and such information may be transferred to our third parties with whom we share such information as described in this Privacy Policy.
User Obligations
Users have various obligations with respect to other users that are either imposed by applicable law or have become commonplace in similar online communities. Any violation of these obligations may lead to a restriction of available services or suspension or termination of your account. In addition to abiding by our Privacy Policy and the Terms of Use at all times, users are expected to respect all intellection property rights of others, including third parties. Users are prohibited from downloading or distributing any information that may violate the purpose of FX Initiative, LLC including information that may be injurious, violent, offensive, or racist (such harmful information includes any information that may harm your person or your professional or social status or that of another).
Credit Cards
Confidential credit card information required by the Site is processed by PayPal or Authorize.net. For more information on PayPal or Authorize.net security policies, please refer to their website at www.paypal.com and www.authorize.net. We will retain and dispose of all credit card information in accordance with the federal Fair Credit Reporting Act and other applicable law and will not use any credit card information for marketing purposes.
Changes to this Statement
FX Initiative, LLC will occasionally update this Statement of Privacy to reflect company and customer feedback. FX Initiative, LLC encourages you to periodically review this Statement to be informed of how FX Initiative, LLC is protecting your information. Should we make any material changes to this Privacy Policy, we will notify you by means of notice on our home page. The first time and each time thereafter that you visit the Site, you agree to all terms set forth in this Privacy Policy, the Terms of Use and any other policies published by FX Initiative, LLC on this Site. In the event that you object to any changes, please promptly close any accounts and cease your use of the Site. Please email us at support@fxinitiative.com with any questions regarding the terms or conditions of any of our policies.
Contact Information
FX Initiative, LLC welcomes your comments regarding this Statement of Privacy. If you believe that FX Initiative, LLC has not adhered to this Statement, please contact FX Initiative, LLC at support@fxinitiative.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.